Credit Card Machine Prices

Compare Credit Card Machines For Payment Processing - BUYERS GUIDE 2017

How Much Do Credit Card Terminals Cost and What to Look For:
For between $150 and $1000, you should be able to outfit your business with a credit card terminal. The ability to accept credit card payments helps increase the satisfaction of your customers, who are often looking to pay in the quickest and most efficient manner possible. In addition, since the advent of credit card point cards or cash-back offers, there are many people who prefer to put all transactions through on a credit card. Having a credit card machine in your business allows you to keep all of those customers happy.

Compare Credit Card Machine Pricing

VeriFone Vx570Ingenico iCT250 Veriforn VX 520 Ingenico iCT220 CTL First Data FD 200TI Nutri 8020 Nutri 8400 Verifone VX570 First Data FD 100ti Omni
VeriFone Vx570 Ingenico iCT250 Veriforn VX 520 Ingenico iCT220 CTL First Data FD 200TI Nutri 8020 Nutri 8400 Verifone VX570 First Data FD 100ti Omni
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When shopping for credit card machines, you first need to determine which type of machine makes the most sense for your business. If you have a single point of sale in your place of business, then a wireless terminal doesn’t make much sense. On the other hand, in the restaurant industry wireless terminals are very popular, as they allow staff to quickly and efficiently take payment right at the customer’s table. Weighing the cost against the benefits that portability can bring your business is important, especially when buying multiple units. If bringing a means of accepting payment directly to the customer would improve customer satisfaction in your business, then investing in wireless units is generally worth the cost.

Most modern units also accept debit cards, and this is certainly a feature that you should look for in your credit card machines. They need to have an interface that allows customers to enter their PIN number, which can mean the hardware comes at a slightly increased cost.

Printing is another consideration when shopping for credit card machines. In most cases, the most convenient option is going to be a terminal that includes an on-board or integrated printer. Whether you opt for a stand-alone or integrated printer, you will also have to choose between dot matrix and thermal printers. Thermal paper printers are much more popular in industries like the restaurant business where speed is important, as they print much more quickly than their dot-matrix counterparts.

What You Can Expect to Pay for Your Credit Card Terminal

Credit card MachinesIf budget is your absolute highest concern, you can get a basic credit card machine for as low as $150. Units with integrated printers cost more, with those with high-end thermal printers typically coming in between $300 and $600. Wireless units certainly add portability and convenience, but they do come at an added cost. It is not unheard of for a single wireless credit card machine to cost as much as $1000, although several models can be had for less.

Credit card terminals for payment processing are a common sight in almost every business, retail environment, bar, and restaurant. They let businesses process peoples credit cards efficiently, quickly,  and securely.

While they are a relatively small purchase in terms of dollars, the actual impact they will have on your company is huge. Merchant account providers generally charge one half of a percent more for keyed-in transactions as compared to charges for swiped charges. So if your old terminal is not properly reading credit cards as well as it used to, it may be costing you a fair amount money. Older credit card processing terminals may also not be able to support debit card transactions.

Credit Card Machine Sample Costs

Below are a few examples of prices for credit card machines which will give you an idea how much you will pay for your purchase.

  • $200 average cost for basic credit card machine with magnetic strip and keypad.
  • $500 approximate cost for credit card machine with printer
  • Wireless credit card machines range between $500 -$1,200.

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